Buy Now, Pay Later Now Affects Your Credit Score — What Every Consumer Needs to Know
Buy Now, Pay Later (BNPL) services like Klarna, Afterpay, and Affirm are now reported to credit bureaus under FICO 10T and VantageScore 4.0. Learn how BNPL activity can affect your credit score, how to spot errors, and what steps to take if you face mistakes or identity theft.